Category: Interior Design and Decorating

Top wholesale lender United Wholesale Mortgage (UWM) is the latest originator to join the resurgent home-equity lines of credit (HELOC) market.

The Pontiac, Michigan-based lender has started to offer standalone and piggyback options, as fast-rising home values allow homeowners to tap the equity in their houses to pay debts, expenses or investments. 

UWM’s products announced Wednesday are available on primary

It will get worse for the housing market – and mortgage industry – before it gets better. That’s the takeaway from a group of economists at Fannie Mae who slashed their forecast for 2022 home sales this week.

“Housing remains clearly on the downtrend — and has been for several months now — due to the combined effects of outsized

Well, here we are rounding out another spring and summer market. Kudos to the Loan Officers who have found a way to transition from the refinance boom of 2020 — 2021 and into the purchase market of 2022.

As we begin to finish the third quarter, it is important to take some time to reflect, revamp and refresh our mindset.

Ginnie Mae’s recent announcement regarding their Single-Family Applicant and Issuer Financial Eligibility Requirements represents a major step forward in reducing a potential systemic risk to the housing financial system. 

Since the 2008 financial crisis, a significant structural change has taken place which over time threatens the long-term stability of housing finance. The growth in the number of nonbank financial institutions

Not only was HW Annual designed to bring you the latest insights on how to navigate today’s fast-changing market, but also, it was created with community and collaboration in mind. Hopefully, you are as excited to join together with everyone in the housing industry as the HousingWire team is. 

If you still haven’t taken advantage of purchasing your team tickets

Ginnie Mae is not budging on its proposal to put a 250% risk weight on gross mortgage servicing rights.

The requirement would be for nonbanks, who make up the bulk of the Federal Housing Administration market. Ginnie Mae specifically called out those institutions that are not “regulated by a federal prudential regulator” or state-chartered in guidance it published today, a